While you are considering senior living communities near Overland Park, KS for your loved one’s care as opposed to home care, it is good to also note the costs and benefits. You may find it helpful to speak with a financial advisor or consult with a healthcare professional to get a better understanding of cost implications against benefits.
Many people presume that home care is cheaper than an independent living community. This may be because the cost of their mortgage may seem lower than the cost of a senior living apartment. Regardless, there are many other things to consider before making your decision.
Factors That Determine Cost of Senior Living and Home Care
The cost of living can vary depending on a number of factors. Yet you must bear your personal needs, care level and the benefits attached to each option. Here are a few factors to consider when comparing the cost between senior living communities and staying at home:
- Care Needs
If you require periodic assistance with some activities, the cost of staying at home may be higher due to the need for in-home care services. You would need a home caregiver who will only attend to the needs that you pay for. If you live alone, this caregiver will not be on stand-by. They will only come in at scheduled times to do basic functions.
Conversely, independent senior living often provides needed assistance yet allows you your independence to enjoy your retirement life as you please.
- Home Maintenance
Staying at home may require paying for home maintenance and repairs. Home care care may also require certain adjustments to accommodate your growing needs and this can add to the overall cost. Senior living typically includes maintenance and housekeeping services as part of the monthly fee.
- Socialization and Activities
Independent senior living often offers a range of social and recreational activities, which can be beneficial for maintaining physical and mental health. These activities may be additional costs if you choose to stay at home. Whereas home care may only offer restricted activities like in-door exercise, watching, and the likes.
In an independent living community, you have access to social interactions. Interpersonal relationships are so crucial to individual existence. Meeting people from different backgrounds and learning their experiences can give you new perspectives on life. Home care may only offer a range of limited communication with your caregiver or family members.
- Activities and Exclusive Programs
There are so many quality activities and exclusive programs to benefit from in independent living. These exclusive programs include; Sensations Dining, Celebrations Activities & Events, Dimensions Health & Fitness, Expressions Concierge, Impressions Housekeeping & Maintenance, and Connections Transportation and are included in monthly costs. Besides, you have a choice on which amenities to pay for.
For home care, you can curate your own unique activity schedule and continue life as normal. You will still arrange your transportations, and other such routines as in previous times. However, your caregiver may prepare you some meals and clean up the house but it will also be included in the bill.
- Specialized Professionals
Home caregivers are highly trained at their job and do amazing work for aging adults. Nevertheless, senior living gives you access to a lot of specialized professionals who can help you with your health concerns.
- Safety and Security Measures
If you are concerned about your neighborhood being unsafe or not senior-friendly, consider moving to an independent community. It is largely safe and your loved ones will be assured of your security.